Terms and Conditions of Participation in the Program
1. Hellenic Exchanges – Athens Stock Exchange SA, a company based in Athens, Attica (110 Leoforos Athinon), hereafter referred to as “ATHEX”, in collaboration with the Athens University of Economics and Business (Athens Center for Entrepreneurship and Innovation), based in Athens, Attica (46 Kefallinias Str.), hereafter referred to as “Organizers”, take the initiative to organize a joint action to encourage participation in the development of innovative proposals in the following areas: o Big data analytics o Artificial intelligence applications o Blockchain applications o Software engineering tools/ low code automation o Cloud computing o Applied Mathematical models o Intelligence-driven Decision making o HPC – High performance computing hereafter referred to as “Program”. The purpose of these terms is to define the Terms and Conditions for the Participants to the Program (hereafter referred to as “Participants”) within the context of the Program. The terms are also available on the website of the Program: (WEBSITE) (hereafter referred to as “Program Website”).

2. Eligibility of Participation
Anyone who is over 18 years old is eligible to participate in the Program. The employees of the Organizers, their first-degree relatives and their spouses are excluded from participation.

3. Participation Requirements
The Participants are required to read carefully the present Terms and Conditions and the Privacy Policy before submitting their proposal. By submitting their proposal, they are assumed to unconditionally accept the Terms and Conditions and be bound by them. It is also assumed that they agree to and accept the Privacy Policy and what it defines –together with the present Terms and Conditions- regarding the collection and processing of their personal data within the Program. All participants should be eligible to participate, qualify for the Program and, upon submission of the proposal, indicate the contact person with the Organizers. The participation in the Program is only made by submitting the proposal along with the required supporting material to the Program Website (WEBSITE) (see below in Phase A). Only proposals submitted in Greek or English will be accepted; proposals submitted in other languages will not be considered, with the exception of using international terms if required. The proposal must be original, and it should be in its entirety the exclusive intellectual property of the Team submitting it. (see below 6. Intellectual Property Rights – Guarantees). The Participants in the Program have the full and exclusive responsibility of registering or protecting their submitted proposals and the rights deriving therefrom. Each Participant is only entitled to a single membership. Each submitted proposal should contain the original written consent signed by each participant regarding the participation in the Program, the submission of the proposal, the acceptance of the present Terms and Conditions and the processing of their personal data. In order to participate in the Program, all participants are required to accept the Terms and Conditions of the Program. In addition, all the information provided to the Organizers must be true, accurate, and correct, both in terms of their proposal and their personal data. The Organizers have no responsibility to cross-check the data, and in case of a false statement in particular, they can claim compensation for any damage they may suffer. Any document or other material – part of the proposal submitted within the context of the Program- will not be refunded in any case. Any cost of preparing the proposal submitted in the Program (e.g. cost for an artwork, pilot testing) is borned solely by the Participants.

4. Phases of the Program – List of Submissions
The total duration of the Program is from October 2020 to January 2021. The Program consists of two (2) Phases. The list of submission will take place at the end of each Phase of the Program.
Phase A: Submission: In the period (November 2020), the participants submit proposal that they intend to develop within the context of the Program in the Program Website. In order to be considered complete and to be assessed, the submitted proposal should be completed based on the template available on the Program Website with the following sections: XXX The announcement of the results of Phase A will take place on the 5 th of December 2020.
Phase B – Participation in the “Innovation Days”: Phase B of the Program covers the period from December 2020 to January 2021. Participants will have the opportunity to attend a series of seminars, workshops and trainings by experts, to work with executives (as mentors) of the financial ecosystem and to receive feedback to develop their proposal. The announcement and the invitation to those who will participate in the Digital Innovation Center of the ATHEX (Phase C) will take place in January 2021. The exact dates for each Phase will be announced in the Program Website. The Organizers reserve the right to change these dates in order to better serve the needs of the Program.

5. News, Updates and Announcement
Throughout the Program, information, news and updates will be provided through the Website of the Program. News and updates will be communicated to the participants via email. The Organizers will not announce the identity of the evaluating committee, nor the grades and ranking of the submitted proposals.

6. Intellectual Property Rights – Guarantees
The Participants declare and warrant that the submitted proposal to the Program is original and is lawfully submitted in accordance with the Program’s Terms and Conditions. The Participants bear sole and full responsibility towards the Organizers and any third party for their submitted proposal and the accuracy of the information they claim. The Participants declare and guarantee that they are the exclusive owners of all intellectual property rights on the ideas that they submit in order to participate in the Program, that the entire material they submit and produce during all the phases of the Program are original, and do not infringe third party rights, including intellectual property and personality rights, morality and public order, and do not contain third party information (e.g., indicatively texts, images, people, trademarks, trade secrets, distinctive signs). In the event of a claim by a third party against the Organizers for any kind of infringement related to the submitted or produced material, the Participants shall be solely responsible and must undertake any litigation relating thereto and shall exempt the Organizers from any liability for damages including costs and expenses of any nature. By participating in the Program all Participants agree for the Organizers to make public and present to the public their business ideas submitted and any other material/work produced within and for the purposes of the Program. The Organizers are entitled, at their discretion, to cancel entries/participations that are in any way contrary to the present Terms and Conditions, including, but not limited to, participations with content that is illegal, pornographic, violent, misleading, threatening, abusive, defamatory, racist or vulgar or otherwise in violation of the current legislation, including intellectual and industrial property law, morality, right to personality and public order.

7. Participants’ Personal Data
For the Program to be conducted it is necessary for the Organizers to collect and process a series of data, including personal data concerning the Participants. The data to be collected and processed are the following: name, contact details and the short CV that each Participant will provide by completing the submission form for their proposal (see earlier Phases of the Program). In addition, to upload the files and submit the entry form, through the Website one should be linked to a Google email account (Gmail). By uploading the files and submitting the entry form, the name and photo associated with the Google email account are automatically recorded. This data is collected and processed by Google as defined by the functionality of this specific service and Google’s privacy policy. More information can be found at https://policies.google.com/privacy?gl=EN&hl=en-GB It is noted that none of the Organizers collects, stores or access this particular data, i.e. it does not know the email address or access the photo associated with it. This information is collected and processed by Google to achieve the submission of the participation form on the Program’s Website through its services. The data will be collected by the Athens Center for Entrepreneurship and Innovation of the Athens University of Economics and Business, which manages the Website through which the data is collected. ATHEX will gain access to the personal data of the Participants after their collection by the Athens University of Economics and Business, following the dispatch of a file containing the details of the Participants. ATHEX does not manage or access the website/platform. The collection and processing of the Participants’ personal data is strictly and exclusively limited to the context defined by the execution of the Program, the need to communicate with the Participants. The data are collected and processed for the conduct of the Program and the communication with the Participants. Only the data that is strictly necessary, adequate and appropriate for the implementation of the Program is collected and the processing is governed by the principles of the General Data Protection Regulation (Regulation 2016/679) and the applicable legislation, with an aim to respect and protect the Participants’ privacy. The Organizers will retain the Participant’s personal data in a form that permits identification for as long as they maintain a continuous relationship with the Participants (e.g. during all the phases of the Program) and the data are necessary for the implementation of the Program, as well as for the duration of any applicable limitation period (i.e. any period during which a person could bring a legal claim against them), and an additional 2 months following the end of the applicable limitation period. In addition, if any relevant legal claims are brought, they may continue to process Participants’ data for such additional time necessary based on the process of the claims. Throughout the collection, processing and storage of personal data, all necessary and appropriate protection measures are in place. The submission of your participation form to the Program through the Website will be made using Google’s special forms, which are a Cloud service that is also used to store the data you submit with the form. Google commits that the Cloud services it provides are in compliance with the General Data Protection Regulation. More information about the steps Google takes to protect your data and its compliance with the General Data Protection Regulation can be found at the following Links: https://cloud.google.com/security/gdpr/ https://cloud.google.com/security/privacy/ https://cloud.google.com/terms/ https://cloud.google.com/terms/data-processing-terms/ If the Participants choose not to provide the requested personal data, this will affect their ability to participate in the Program. With respect to the Participants’ personal data and the rights provided by applicable law, Participants may contact Hellenic Exchanges – Athens Stock Exchange SA at 210 3366800, 210 3366492 or at [email protected] and the Athens Center for Entrepreneurship and Innovation of the Athens University of Economics and Business at 210 8203827 or at [email protected] Particularly, they can (i) request access to them (i.e. to know what kind of data we have for them and obtain a copy thereof), (ii) request their rectification (iii) request the deletion of their data, (iv) be informed about the processing of their Personal Data and ask to cease the processing (v) withdraw their consent, in which case their participation in the Program will be affected. Detailed information on the collection and processing of the Participants’ personal data can be found in the Program’s Website’s Privacy Policy. If Participants in the Program have any question about possible violation of their privacy or misuse of their personal data, they may file a complaint for Hellenic Exchanges – Athens Stock Exchange SA at [email protected], for the Athens University of Economics and Business at [email protected] We hope we can resolve any questions about how we process your personal data. However, if there are unresolved issues, you can address them to the Personal Data Protection Authority. For the Personal Data Protection Authority’s jurisdiction and how to file a complaint, you can visit its website (www.dpa.gr – My Rights – Submitting a Complaint), where detailed information is available. The Participants declare that they agree to be recorded and / or sound-recorded and/or be photographed and/or videotaped and/or embedded in any material (themselves, their image and/or voice) and their business ideas, in any way by the Organizers during all phases of the Program. They also give the Organizers the right to use, process, transmit, post, publish and re-transmit the relevant material (photographs, audiovisual material etc.), as well as to use and make public their full name through the Program website or through any other website that belongs to the Organizers and/or by any other media, including social media, without payment of any consideration for such use.

8. Committees
For the smooth running of the Program, the following committees will operate:
Organizing Committee: It consists of senior executives of the Organizers. The Committee’s responsibilities are the design and implementation of the Program, as well as the organization of relevant events and promotion activities. It is also responsible for any matter related to the Program and not foreseen in these Terms and Conditions.
Scientific Committee: It consists of executives of the Organizers. The Committee’s responsibilities are to provide advice and evaluation of the proposals in the Program during the two phases of the Program.

9. Announcements / Cancellation of the Program / Modification of Terms / Responsibility
Any announcement regarding the Program, as well as any other matter related to the organisation of the Program, is posted exclusively on the Program Website and is valid from the date of its posting on this Website. In case of a conflict, the announcement on the Program Website takes precedence over any other information provided by the Organizers to the Participants. The Organizers reserve the right, unilaterally, without notice and at their discretion, to modify, revoke, extend or reduce the duration of the Program, as well as to change these terms and/or to cancel the Program by announcing it on the Program Website. In such case the Organizers have no responsibility to the Participants and/or any third party. In case that the Program is canceled, the Participants do not acquire any right against the Organizers, nor are they entitled to, or have the right to request its continuation or any compensation. In any case, the Organizers shall not be held liable for any direct or indirect damages, costs and expenses that may arise from any interruption, malfunction or delay or any other cause related to the Program or its cancellation.

10. Terms Acceptance
The participation in the Program requires and implies the unconditional acceptance of all of the present Terms and Conditions, even if modified in the future, as defined above.

11. Information – Complaints
For any information or complaint about the Program, any Participant or third party may contact the Athens Center for Entrepreneurship and Innovation of the Athens University of Economics and Business at 210 8203827 and at [email protected] 12. Dispute Settlement – Applicable Law In case of a dispute, conflict or challenge by a Participant in the Program regarding the interpretation or proper implementation of a term of the Program, the Participant will address the issue -prior to any judicial action- to a three-member committee consisting of representatives of the Organizers, which will endeavor to reach a compromise, via an amicable settlement of the dispute. Any dispute or conflict that has not been resolved amicably in the above process and derives from or relates to these Terms will be resolved exclusively by the courts of Athens (excluding any other jurisdiction, even concurring one) in accordance to Greek law.